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Purchase

The Road To Your New Home (purchase)

Pre-qualify

Shop with confidence since you’ll know how much you can realistically afford to offer.

Underwriting

Your loan application file is reviewed and verified; conditional approval issued.

House Hunt

Discuss your “must-haves” with your real estate agent and attend open houses.

Get Insured

Obtain a Homeowners Insurance policy from the provider of your choice.

Find “the One”

Your offer is accepted and you sign on the dotted line; schedule home inspection.

Don’t Delay

Provide any additional conditions as soon as possible or your closing could be delayed.

Submit Application

Provide updated financial documents and Purchase & Sales Agreement.

Clear To Close

Title and application file are in order and your closing date is officially set; almost there!

Processing

The team organizes your updated financial information and appraisal report.

Welcome Home

After your final walk-through and closing documents are signed, get ready to move in!

At Slcalhomes Mortgage, our experienced team of dedicated mortgage specialists will be there every step of the way to guide you through the financing process. Working together, we’ll explore and discuss your loan options and help you make a well-informed decision about taking that next step.

Experience has also shown us that there are certain actions that can impact every home financing journey. Follow these simple but important “Rules of the Road” and you’ll have a better chance of avoiding potential roadblocks.

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CA BRE # 01341025
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